Identity Theft
Identity theft can destroy your credit, drain your bank accounts, and create lasting stress—often before you even know it’s happened. Thieves may open fraudulent accounts, take loans in your name, or file false tax returns. We help victims remove fraudulent accounts, restore credit, and hold parties accountable under the FCRA, FDCPA, and Florida law.
Your Rights
Under the FCRA, FDCPA, and Florida consumer laws, you have the right to:
Place a fraud alert or credit freeze.
Get free copies of your credit reports.
Dispute fraudulent accounts and unauthorized transactions.
Block confirmed identity theft data from your file.
Seek compensation if agencies or collectors fail to act.
Possible Damages
If errors aren’t corrected, you may be entitled to:
Recovery of stolen funds.
Compensation for emotional distress and time lost.
Reimbursement for expenses like certified mail and legal costs.
Punitive damages for willful violations.
Attorney’s fees and court costs.
What Clients Ask us Most
Do I need a lawyer to handle identity theft issues?
You’re entitled to see the report, dispute inaccurate items, and have errors corrected within 30 days.
Do I have to pay for fraudulent charges?
You’re entitled to see the report, dispute inaccurate items, and have errors corrected within 30 days.
What if a debt collector is trying to collect on fraudulent accounts?
You’re entitled to see the report, dispute inaccurate items, and have errors corrected within 30 days.
Can identity theft impact my ability to get a job, housing, or credit?
You’re entitled to see the report, dispute inaccurate items, and have errors corrected within 30 days.
I found accounts on my credit report that I didn’t open. What should I do?
You’re entitled to see the report, dispute inaccurate items, and have errors corrected within 30 days.
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